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Cost-Sharing Assistance Supports Patients, Strengthens Marketplaces, and Promotes the ACA

In this new policy brief, America’s Essential Hospitals describes how cost-sharing assistance by hospitals, through charity care policies and foundations, can help vulnerable people afford health insurance marketplace coverage and access vital services.

Policy Brief – Cost-Sharing Assistance Supports Patients, Strengthens Marketplaces, and Promotes the ACA

KEY FINDINGS:

  • Affordable Care Act coverage, while subsidized, might still prove unaffordable for many people.
  • Cost-sharing assistance by hospitals, through charity care policies and foundations, can help vulnerable people access vital health care services.
  • Federal guidance should clarify that hospital-provided cost-sharing assistance is permitted and cannot be barred by qualified health plans.
  • Hospitals should consider the impact of IRS financial assistance policies and the potential impact of cost-sharing support on disproportionate share hospital payments.
  • It is critically important to identify ways to ease the impact of cost-sharing on the vulnerable patients essential hospitals serve.

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